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Wichna
V2EX  ›  分享发现

分享一下 Anyshortcut 申请开通 Stripe 微信、支付宝支付被拒的原因

  •  1
     
  •   Wichna · 2018-09-27 21:44:37 +08:00 · 4555 次点击
    这是一个创建于 2009 天前的主题,其中的信息可能已经有所发展或是发生改变。

    Anyshortcut ( https://anyshortcut.com) 是楼主业余时间在做的一款小的 SaaS 产品,采用订阅制,原价$9.99 一年。支付集成的就是 Stripe 信用卡支付,但对于国内用户来说门槛太高了,还必须是支持外币的信用卡( Visa、MasterCard 之类)才行。值得庆幸但是 Stripe 支持微信和支付宝支付,所以我先后向 Stripe 申请开通支付宝和微信支付,但给到的答复都是被拒绝,但是具体给的拒绝理由都很含糊。

    比如我咨询开通微信支付:

    Why my Wechat Pay activation takes so long?

    My product is a small SaaS which billed $9.99 annually, and most of the users are 
    from China.I have submitted a request to activate Wechat Pay a long long long time ago 
    (probably 10 months) but got nothing except a pending state.
    I know you guys are busy all the day, but Wechat Pay is very important to me as I need to 
    get revenue from my Chinese users.
    Please approve my request ASAP, thanks. :)
    
    Hello there, 
    
    This is Alex once more, with many thanks for your patience while our WeChat Pay experts 
    had a good look at you account. 
    
    Since you last wrote in, I've been looking into this to see if I could get a bit more 
    clarification about why your WeChat Pay application was still pending, 
    I'm sorry to say that you your account wasn't approved for WeChat Pay at this time. 
    
    aren't able to continue using Alipay as I do understand that this could be quite 
    detrimental to your business. What I was able to find is that this rejection was 
    in fact a rejection that was made by Stripe on behalf of WeChat Pay 
    based on their Terms of Service. 
    
    For the sake of security, all businesses which deal with the transmission of money are
     by necessity pretty secretive about the nature of their programs and policies that are 
    used to determine risk, and as such, our policies sadly prevent me from 
    sharing the details of this determination. 
    
    That being said, while this rejection didn't come directly from them and 
    so they won't be able to give you the specific reasoning on why your account 
    isn't able to use WeChat Pay, their support could provide you with more
    information about where potentially on the prohibited business your business may fall.
    As such, it could be good for you to reach out to them at this link: 
    https://www.wechat.com/en/contact_us.html
    
    Should you have more questions about this or anything else, please don't hesitate to 
    let me know; I'd be happy to help. 
    
    Regards
    

    邮件里面说了一大堆话,但根本就没有讲清楚具体是啥原因。

    后面咨询微信好友之后才发现原来是 Anyshortcut 只支持 Google 账号登录,但是 Google 在中国大陆是不能用的,Google 在中国大陆属于敏感内容,支付宝、微信那边直接就拒绝掉了。

    所以,如果之后有人想在 Stripe 上开通微信或者支付宝支付的话一定要吸取我的教训,注意不要牵扯到国内这些敏感内容!

    13 条回复    2019-06-25 11:19:42 +08:00
    Wichna
        1
    Wichna  
    OP
       2018-09-27 21:45:47 +08:00
    原文发布在 Paybase 上面: https://paybase.cn/d/58-anyshortcut-stripe
    blankme
        2
    blankme  
       2018-09-27 21:53:28 +08:00
    our policies sadly prevent me from sharing the details of this determination.
    风控规则一般都是保密的,不会告诉你具体原因。

    (网站好看)
    Wichna
        3
    Wichna  
    OP
       2018-09-27 22:03:13 +08:00
    @blankme 是的,谢谢夸奖,哈哈
    kslr
        4
    kslr  
       2018-09-27 23:28:52 +08:00
    支付宝我是直接一天就通过了,微信一直处于审核中,也是邮箱+facebook+twitter
    kslr
        5
    kslr  
       2018-09-27 23:33:51 +08:00
    都是单次付费,也不打算再研究微信了,国内付费比例远远低于其他地区,不如研究其他位置推广。
    kslr
        6
    kslr  
       2018-09-27 23:34:06 +08:00
    ( 更别说各种政策问题
    realkenshinji
        7
    realkenshinji  
       2018-09-28 12:45:30 +08:00 via iPhone
    可以做成用 WeChat 账号登录啊
    Wichna
        8
    Wichna  
    OP
       2018-09-28 13:35:49 +08:00
    @kslr 你的业务应该没有涉及到这些政策上的问题吧,所以很容易就通过了?
    Wichna
        9
    Wichna  
    OP
       2018-09-28 13:36:33 +08:00
    @realkenshinji WeChat 登录太麻烦了,用户还要扫二维码,我个人就比较反感,所以就懒得弄了
    kslr
        10
    kslr  
       2018-09-28 14:03:01 +08:00
    @Wichna 肯定是比 Anyshortcut 风险高的,我也不清楚是否有国内人员审核,一样都是全英语。
    edward8628
        11
    edward8628  
       2019-06-09 08:49:18 +08:00
    @kslr 大哥您做的是什么业务啊?能给个网站看看吗?我也在申请 stripe 支付宝,害怕不过啊。。。
    Wichna
        12
    Wichna  
    OP
       2019-06-25 11:19:01 +08:00
    @edward8628 https://anyshortcut.com/ 这个就是我的产品官网,另外我还有一个讨论支付的垂直论坛,上面有很多方案,你可以看看 https://paybase.cn/
    Wichna
        13
    Wichna  
    OP
       2019-06-25 11:19:42 +08:00
    @edward8628 抱歉,回复错了
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